Insta Insure

	Features
	A single family floater policy to cover hospitalization expenses & personal accident benefit Hassle free policy, Health & PA cover for Healthy individuals without any history of pre-existing diseases. The cover starts once the KIT is activated by generating the authentication number Entry age restricted upto 45 yrs and no medical underwriting( Subject to clean proposal) Policy can be renewed till proposer attaining an age of 70 yrs Access to over 2400 hospitals for cashless facility

	Benefits
	Complete protection to the family for hospitalization expenses All the family members can be covered under a single SI for a single premium ( Floater Cover) Death cover for the proposer. Hassle free policy issuance without medical tests Income tax benefit on the premium paid as per section 80D Covers emergency ambulance charges

	Coverage
	1 lac family floater cover towards Hospitalization expenses & 1 lac death cover for the proposer The policy covers ambulance charges in case of emergency subject to a maximum of Rs 1000 130 day care procedures subject to terms and conditions Pre-existing diseases covered after 4 years� continuous renewals with us A flat benefit of 2% of admissible hospitalization expenses towards pre and post hospitalization medical expenses

	Eligibility
	Age of proposer 18 years to 45 years Age of entry 3 months to 45 years Policy renewed continuously upto age 70 years No pre existing ailment

Premium

Self	Rs.1,550
Self + Spouse	Rs.2,050
Self + Spouse + 1 Child	Rs.2,300
Self + Spouse + 2 Children	Rs.2,550

Activation process

There are three ways to Activate the Kit :

1) Activate KIT through SMS

Here user will send an SMS to 9223055858 in the following format
<<OTC>> space <<10digit mobile number of the client>> space <<kit number>>
space <<self name of the client/proposer>> space <<Health Card number>>
System shall activate the Kit number and send a reply SMS with the activation code to
the following mobile numbers:

1. Reply to the same mobile number from where request originated
2. Reply to the mobile number mentioned in the SMS
3. Reply to the Relationship Manager

2)Activate Kit through Calling the Call centre

Distributor (IMD) can call to our Call Centre or Branch Office and give following details and Activate the KIT
a) KIT Number b) Health Card No c) Customer Name d) Customer Mobile No e) Caller's Mobile No
After activation system shall send a SMS with the activation code to the following

mobile numbers

To the customer mobile number
To the Relationship Manager mapped to the distributer for the sold KIT
To the caller's mobile no (Mobile No. from where the request come for KIT Activation)
To the distributor's mobile no.

3) Activate Kit through Calling up the nearest office

Distributor (IMD) can call to our Call Centre or Branch Office and give following details and Activate the KIT
a) KIT Number b) Health Card No c) Customer Name d) Customer Mobile No e) Caller's Mobile No
After activation system shall send a SMS with the activation code to the following mobile numbers:
To the customer mobile number
To the Relationship Manager mapped to the distributer for the sold KIT
To the caller's mobile no (Mobile No. from where the request come for KIT Activation)
To the distributor's mobile no.